At BestColleges.com we understand that what makes a college the “best” looks different to every student, and each college search comes with it’s own unique challenges. This is why we aim to help prospective students find the school that best meets their needs through proprietary research, user-friendly guides, and hundreds of independent college rankings.
Student loan debt is a grave concern in modern America. In fact, the amount of debt from student loans topped $1.3 trillion at the end of 2016, and 68% of seniors graduating from public and nonprofit colleges have student debt – the average is $30,100. It takes borrowers an average of 21 years to repay their student loans, while 28% of students are in default (or miss payments for 270 days or more) within five years of entering repayment.
The picture painted by these statistics is clear: many borrowers are in over their heads with student loan debt and are looking for relief. Student loan consolidation or refinancing can be a great tool to use for those looking to save on, or simplify, their monthly payments, but going that route can also have serious consequences if not approached carefully – there are even student loan consolidations scams to be aware of.
That’s why we created this guide – to give borrowers a useful resource that empowers them to choose if student loan consolidation is right for them and which type may best suit their needs. We start by discussing the basics of student loan consolidation and refinancing, and comparing the benefits and drawbacks of federal and private consolidation loans. We then detail a step-by-step guide to using and choosing consolidation loans. The last section is dedicated to identifying the best private consolidation loans for those with a few different financial profiles.
The Student Loan Report was started by Drew Cloud in 2015 to provide unbiased coverage on the latest student loan news and information.
The Student Loan Report also creates resources and guides for borrowers and their families so they make the best decisions when it comes to paying for college and repaying student debt.
If you ever have any questions or need advice, feel free to reach out to us – we are happy to help!
The CCC is a state department that puts young people and the environment together for the benefit of both. Corpsmembers are young men and women between the ages of 18-25 (and veterans to age 29) who sign up for a challenging year of service to California, working to improve the state’s natural resources and communities. Young people join from counties statewide. As of 2015, the top five counties from which young people have joined: Los Angeles, San Bernardino, San Diego, Sacramento, & Fresno # of corpsmember positions in 2015- 16: 1587 serving more than 3,000 young people annually.
Since 1978, Cuyamaca College has provided a solid education to students, whether they’re beginning their university degree at Cuyamaca, returning to school to launch a career or to acquire new skills or enrolling in an innovative occupational program. With its vision of “Learning for the Future,” Cuyamaca College offers a wide scope of challenging courses, from drafting technology and child development to paralegal training, from computer and information science or ornamental horticulture to automotive technology. With 81 degree programs and 66 certificates offered at Cuyamaca College, learning opportunities abound under the tutelage of highly-qualified, dynamic instructors imbued with a love of teaching.
Established in 1961, Southwestern College is one of 112 public community colleges in the state of California and the only institute of higher education located in the southern portion of San Diego County. Whether pursuing an A.A. degree, preparing to transfer to a four-year college or university, or acquiring new occupational skills, students attending Southwestern College are given every opportunity to meet their educational goals
San Diego Miramar College, located on 120 acres in the fast-growing Mira Mesa/Scripps ranch suburban area of San Diego along the I-15 corridor, opened as a training facility for San Diego’s law enforcement personnel and firefighters in 1969. Today, Miramar College offers over 120 certificates, associate degrees, and comprehensive transfer programs to students transferring to University of California, California State Universities and private universities.
As one of the largest and most successful of California’s 110 community colleges, and as the largest college in the San Diego Community College District, Mesa College takes pride in its high academic standards, its excellent programs and services, and its personal approach to helping each individual student succeed. At Mesa College, students will find a wide and diverse array of courses and programs leading to the A.A. or A.S. degree in both academic and vocational subjects, as well as programs leading to occupational certificates. Students may also pursue programs of general interest.
San Diego City College has student learning and achievement as its highest priority. The college provides lower division and general education courses that lead to certificates, associate degrees or transfer to a four-year college or university; career technical education programs that meet specific industry needs upgrade the employment skills of students and fulfill licensing requirements of the state of California as well as contribute to the economic development of our region.
Palomar College offers over 250 degree and certificate programs; there is something for just about everyone. Whatever your academic goals– transferring to a four-year college or university, earning an associate’s degree, learning a new skill, or training for a new career – we have classes and programs that meet your needs and interests.